YES! You can put nothing down and get a home loan.
The common question: "How much down payment should I put on a house?" The situation is different for everyone....
Rule breakers. Problem solvers.
Not your mother's mortgage team.
We are changing the way people think about home financing. Breaking rules. Solving problems. Removing hurdles. Educating buyers. Creating videos. Challenging misconceptions. Making people laugh. Building sustainable homeownership.
Jamie Richardson
Operations Manager, NMLS #1495506
Jamie’s 20+ years of mortgage experience gives our clients a distinct advantage when moving in for formal underwriting. Hardworking and thorough, Jamie provides clients with an experience that is unmatched in our market.
760.652.8005
Eric Bibel
Branch Manager / Mortgage Advisor, NMLS #1406013
Eric is always ready to assist his clients. He keeps his phone on and prioritizes great communication. Eric’s extensive knowledge of the mortgage process allows him to provide important feedback and advice to his clients.
858.722.3226
Nate Bratlien
Loan Coordinator, NMLS #1569297
Nate is detail driven. He ensures all the I’s are dotted and T’s are crossed. This is how we know the pre-approval you receive, is iron clad! Nate is a pro-active problem solver and amazing asset to our team.
760.822.7393
Brad Soll
Mortgage Advisor, NMLS #1635089 DRE #02102635
Brad is a go getter and is dedicated to ensuring the client experience is held at the highest level. Brad is always there to assist his clients.
858.776.3745
Tatyana Simpson
Loan Coordinator, NMLS #1968176
Tatyana is committed to seeing you to the finish line with ease. Her attention to detail ensures the clients loan closes on time. Her communication and commitment to the client is unmatched.
619.724.7471
We challenge misconceptions.
We are not afraid to confront the many misconceptions people have about mortgages. Our videos we educate borrowers and help them become homeowners.
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No! You do NOT need that much documentation!
We get it - there is a lot that goes into the home loan process. Documentation is just one aspect but no need to be overwhelmed! We'll take care of you. ...
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You HAVE to be physically present at your closing. FALSE!
These days, technology has been a beneficial tool and a necessity. Now you can go through the loan process with us digitally. ...
We’re fast.
Technology is a high priority for us. We use it to increase our the speed of our transactions and to make home financing more transparent. We work in the same office and collaborate together as a team.
Start a home loan application with the Bibel Team
Our team leader, Eric.
Eric is one of the most disciplined and diligent individuals. He has an internal fire and desire to succeed at everything he does. The best part is he is 100% looking out for the individuals he is helping. His passion to help people shines through every single day with a smile and engaging attitude.
One of the best attributes of Eric is his communication skills. Given his management background, he is able to help borrowers decipher complex information in a simple and easy to understand format and explained in layman’s terms.
