Back to School with Billy Madison from The Bibel Team

Billy: Sun tan lotion, good for me. Sun tan lotion, tehehe. Ultra-violet rays bad. Sunscreen good! I think shampoo is better. I make sure the hair is nice and clean. No, conditioner is better. I make sure it’s nice and silky smooth before you leave. Quit staring at me, swan.

Dad: Billy, I think it’s time for you to get your own place.

Billy: Shut up. That’s easy.

Dad: I don’t know. Billy, there’s a lot to learn about buying a house. I don’t know if you’re ready.

Billy: Challenge accepted. Back to school, back to school so I can buy my house with a brand new pool. Got my lunch, packed up. My boots tied tight. I hope I don’t get in a fight.

Eric: All right, Billy, first question. Do you need 20% down to buy a house?

Billy: No! You could save as little as zero.

Eric: Correct. Next question. Is it cheaper to rent or buy?

Billy: To buy. If you look at rent projections buying more often than not is cheaper in the short term and long.

Eric: Correct. Last question, Billy. This one is worth 50 points. True or false. Are home values over inflated?

Billy: False. Supply is, underserved, and demand is overly high, due to new housing formations?

Eric: That is correct.

Billy: I am the smartest man alive!

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